Business Banking / Business Loans / SBA 504 Loans
SBA 504 Loans

See us first to meet your expanding needs for purchase of your own location. We can provide term loans to suit your requirements.

The SBA 504 loan is long term, fixed rate financing to help small businesses acquire real estate, machinery and equipment. In addition, this loan may be used to make property improvements at the time of acquisition. With an SBA 504 loan, the bank typically underwrites 50% and the SBA guarantees 40%, requiring only 10% equity from the borrower.

JGB Bank is proud to be a partner with the Small Business Administration in helping to provide credit for new businesses and other companies which cannot easily obtain conventional bank financing. Funds are available for a variety of purposes, including working capital, real estate purchase, general business expansion, equipment, and inventory.

Please ask your JGB Bank Loan Officer for details of other Small Business Administration programs which may be available.

Equal Housing Lender